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It's always good to be familiar with the reputation of any planners company you're dealing with. To find out more about a company most planners websites have an ABOUT US section which will tell a little about the organization. Government agencies also monitor the activities of planners companies to ensure that the goods and services they provide are acceptable to consumers.

When you decide to purchase planners online check out the CONTACT US section of the planners website to ensure that you can actually contact them by phone, fax or email. Reputable firms will most certainly carry this information.

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Netscape Corporation has created the best known secure server technologies. It uses a security protocol called Secure Sockets Layer (SSL) that provides data encryption, server authentication, message integrity and optional client authentication for a TCP/IP connection. When a client seeking to purchase planners connects with a secure server, they exchange a *handshake* which initiates a secure session. With this protocol, the same server system can run both secure and unsecured web servers simultaneously. This means an planners organization or company can provide some information to all users using no security, and other information that is secured. For example, a business that sells planners online can have its storefront (merchandise catalog) unsecured, but ordering and payment forms can be secure.

Why are these developments important? As the Internet becomes a way to buy and sell planners products and services, financial transactions become essential. Right now, most planners transactions involve the exchange of credit card information, either directly over the network, or by phone, to complete a transaction initiated online. Eventually, you will be able to use cash as well as credit, directly over the network.

There are two basic kinds of digital cash, anonymous cash and identified cash. Anonymous cash is just like paying for planners with paper cash but it also carries no information about the person making the transaction, and leaves no transaction trail. You create it by using numbered bank accounts and blind signatures. Identified cash, on the other hand, contains information revealing the identity of the person who withdrew it from the bank. Like credit card transactions, identified cash can be tracked as it moves through the system and involves fully identified accounts and non-blind signatures. Whether you use digital cash when purchasing planners is entirely up to you. We suggest you employ the purchasing avenues available from the planners supplier we recommend.

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